Ontario

ONStatutory Condition 11 (OAP 1)

Ontario is Canada's most populous province and the hub of the Canadian auto insurance market. Under the Ontario Automobile Policy (OAP 1), Statutory Condition 11 provides policyholders with the right to an independent appraisal when disputing total loss valuations. Our appraisers serve every corner of Ontario, from the Greater Toronto Area to Northern Ontario communities.

Insurance Act Reference

Statutory Condition 11 (OAP 1)

Under Ontario's Insurance Act, policyholders have the right to dispute their insurer's valuation through an independent appraisal process. This provision ensures that vehicle owners are not forced to accept unfair settlements for total loss or write-off claims.

Our Services in Ontario

Total Loss / Write-Off

Dispute unfair valuations

Repair Disputes

Challenge repair estimates

ACV Appraisals

Independent valuations

Metro Areas We Service

Rural Areas We Service

Muskoka Haliburton Prince Edward County Kawartha Lakes Huron County Bruce County Grey County Renfrew County Lennox & Addington Hastings County Northumberland County Dufferin County Simcoe County Norfolk County Elgin County Lambton County Middlesex County Perth County

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